Personal loans are one of the most common types of loans, commonly taken out by people looking to make a one-off essential purchase. Unlike with a secured loan lenders won’t require you to secure the loan against your property as personal loans are usually for smaller amounts. However this doesn’t mean they are without risk, and your credit rating may determine the size of the loan you will be able to take out.
A debt consolidation loan allows you to simplify your finances. If you owe money on multiple cards or are paying back several loans you can consolidate all your payments into one loan, meaning you no longer make multiple payments each month.
Why use a purchase card? Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re going to fund those things. Not many people know it’s these situations where a purchase card could help. Whether your purchase is to sort something like this… Or to get something …
Your Credit Score Explained Most of us know we have a credit score, and that a higher score generally means you have a better credit rating. But, if you’ve been looking to have your credit score explained in more detail, you probably haven’t had much luck. Until now. What goes into a credit score and …
In an attempt to help more people get onto the property ladder, the Government has instituted a series of Help to Buy schemes that can assist first-time buyers with purchasing a home. One of those is the Shared Ownership Scheme – and to help you get an idea of how that works, TotallyMoney have put together this straightforward guide.
In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves.
But, if you’re willing to put in the time and effort, you could make something great. Here’s how to do it.
With more of us using contactless technology and transacting online, the potential for someone else to spend in your name is higher than ever. That’s why we’ve put together this guide: to let you know what to do if you’re a victim of credit card fraud, and to help you take steps so it doesn’t happen again.
Balance transfers. The finance world talks about them like everyone knows what they are, like they’re part of everyone’s vocabulary. But, here’s the thing: it’s hard to get excited about them — even though they can be pretty useful.
Do you know your credit fact from your credit fiction? There’s a lot of information on the internet. But, let’s be real for a moment: sometimes, it’s hard to know if what we’re reading is informational gold or just a pile of poo. Luckily, there’s something other than Wikipedia to help. In this quick quiz, …